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Save Smarter. Borrow Fairly. Live Securely

SAVEX™ is Africa’s digital thrift and credit cooperative platform for individuals and businesses. Save daily, access credit, and manage emergencies—digitally and locally.

Join Savex Today

Join Savex Today

Become an Agent

Become an Agent

Join Savex Today

Become an Agent

  • Save

  • Borrow

  • Earn

  • Reward

  • Secure

  • Save

  • Borrow

  • Earn

  • Reward

  • Secure

Why We Exist

Why We Exist

Why SAVEX™ Exists

Millions of Africans work hard every day yet remain excluded from formal financial systems. Traditional banking often ignores irregular income earners, while informal savings groups lack transparency and security.

SAVEX™ bridges this gap by combining Africa’s trusted thrift culture with modern, inclusive financial technology Majorly designed for semi-Urban, and rural communities.

Millions of Africans work hard every day yet remain excluded from formal financial systems. Traditional banking often ignores irregular income earners, while informal savings groups lack transparency and security.

SAVEX™ bridges this gap by combining Africa’s trusted thrift culture with modern, inclusive financial technology Majorly designed for semi-Urban, and rural communities.

Our Offers

SAVEX™ Products & Features

SAVEX™ is building financial dignity during emergencies, stronger small businesses, stable housing for families, and portable financial identity for the underserved.

Digital Daily Thrift Savings (Aajo / Esusu)

Save small amounts daily in a secure digital system that fits your income pattern. Your savings are recorded, protected, and always accessible.

Get Started

Digital Daily Thrift Savings (Aajo / Esusu)

Save small amounts daily in a secure digital system that fits your income pattern. Your savings are recorded, protected, and always accessible.

Get Started

Personal Live Wallet Account

A smart wallet that works seamlessly with all Nigerian banks—for deposits, withdrawals, transfers, and payments.

Get Started

Personal Live Wallet Account

A smart wallet that works seamlessly with all Nigerian banks—for deposits, withdrawals, transfers, and payments.

Get Started

Instant SMS Transaction Alerts

Receive real-time SMS alerts for every transaction to ensure transparency, trust, and peace of mind—even without internet access.

Get Started

Instant SMS Transaction Alerts

Receive real-time SMS alerts for every transaction to ensure transparency, trust, and peace of mind—even without internet access.

Get Started

Business & Emergency Loans

Access fair, affordable loans based on your savings behavior and repayment history, not collateral or salary slips

Get Started

Business & Emergency Loans

Access fair, affordable loans based on your savings behavior and repayment history, not collateral or salary slips

Get Started

USSD Access (No Smartphone Needed)

Use SAVEX on any mobile phone via USSD—perfect for rural, semi-urban, and low-connectivity environments.

Get Started

USSD Access (No Smartphone Needed)

Use SAVEX on any mobile phone via USSD—perfect for rural, semi-urban, and low-connectivity environments.

Get Started

Buy Now, Pay Later

Get access to essential items such as
Phones, electronics, furniture, SME tools, inverters & solar systems. Pay back daily, weekly, or monthly—without financial strain.

Get Started

Buy Now, Pay Later

Get access to essential items such as
Phones, electronics, furniture, SME tools, inverters & solar systems. Pay back daily, weekly, or monthly—without financial strain.

Get Started

SAVEX™ Card (Hybrid Debit & Credit Card)

Use the SAVEX Card to cash out thrift savings and payouts, make POS and bill payments, and access emergency credit for food, medication, fuel, transport, cooking gas, airtime, and utilities.

Get Started

SAVEX™ Card (Hybrid Debit & Credit Card)

Use the SAVEX Card to cash out thrift savings and payouts, make POS and bill payments, and access emergency credit for food, medication, fuel, transport, cooking gas, airtime, and utilities.

Get Started

Rent Now, Pay Later

We pay your house or shop rent upfront. You repay flexibly. This protects your working capital and keeps your business running—without loan sharks.

Get Started

Rent Now, Pay Later

We pay your house or shop rent upfront. You repay flexibly. This protects your working capital and keeps your business running—without loan sharks.

Get Started

Join Savex Today

who we serve

who we serve

Who we Serve

Who We Serve

  • 01

    Market Traders & Artisans

  • 02

    Transport Operators

  • 04

    Salaried Workers

  • 03

    Rural & Semi-Urban Households

  • 03

    SME & Informal Businesses

  • 05

    Farmers

01

Market Traders & Artisans

03

Salaried Workers

04

Rural & Semi-Urban Households

05

SME & Informal Businesses

02

Transport Operators

06

Farmers

Agent Network

Financial Support,
Both Digital & Local

SAVEX members are supported through a network of trained local agents in semi-urban and rural communities

Onboard & educate member

Assit users without Smartphones

Provide in-person assistance

Build Trust and Accountability

Become a savex Agent

Compliance

Your Money is Safe with SAVEX™

SAVEX™ is not a bank but a regulated and transparent digital thrift and credit cooperative platform that operates in full compliance with applicable Nigerian laws, maintains required registrations and governance standards, and delivers its financial services in partnership with duly licensed financial institutions to ensure transparency, consumer protection, and regulatory adherence.

Secure & Encrypted Transactions

Secure & Encrypted Transactions

Instant SMS Alerts

Instant SMS Alerts

Local Agent Support

Local Agent Support

USSD & Offline Access

USSD & Offline Access

Cooperative-Based & Member-Focused

Cooperative-Based & Member-Focused

Powered by Licensed Financial Partners

Powered by Licensed Financial Partners

FAQS

Got any Question?

1. What is SAVEX™?

2. How does Daily Thrift Savings (Aajo / Esusu) work on SAVEX?

3. Do I need a smartphone or internet to use SAVEX?

4. How do I become a member of the SAVEX Family?

5. Is my money safe with SAVEX?

6. What is the SAVEX™ Card used for?

How do I access loans on SAVEX™?

Where does SAVEX™ operate?

Take Control of Your Finances Today

Take Control of Your Finances Today

Save, borrow, and manage emergencies—securely

Open a Savex Account

Savex™

Savex™ is a Digital Thrift & Credit Cooperative financial technology solutions company, not a bank. All banking services are provided in partnership with a licensed commercial bank, regulated by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC).

business@savexcard.com

+234-903-171-4184

+234-700-700-2666

+234-701-507-9484

No 2 Obanla Street, Off Oba Adesida Road, Akure, Ondo State, Nigeria

Join SAVEX™ Agent Official Waitlist Here

Connect with us

Copyright © Savex™ All Rights Reserved

Savex™

Savex™ is a Digital Thrift & Credit Cooperative financial technology solutions company, not a bank. All banking services are provided in partnership with a licensed commercial bank, regulated by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC).

business@savexcard.com

+234-903-171-4184

+234-700-700-2666

+234-701-507-9484

No 2 Obanla Street, Off Oba Adesida Road, Akure, Ondo State, Nigeria

Connect with us

Join SAVEX™ Agent Official Waitlist Here

Copyright © Savex™ All Rights Reserved

Savex™

Savex™ is a Digital Thrift & Credit Cooperative financial technology solutions company, not a bank. All banking services are provided in partnership with a licensed commercial bank, regulated by the Central Bank of Nigeria (CBN) and insured by the Nigeria Deposit Insurance Corporation (NDIC).

business@savexcard.com

+234-903-171-4184

+234-700-700-2666

+234-701-507-9484

No 2 Obanla Street, Off Oba Adesida Road, Akure, Ondo State, Nigeria

Connect with us

Join SAVEX™ Agent Official Waitlist Here

Copyright © Savex™ All Rights Reserved